Grocery shopping is a necessary part of life, and for many families, that means figuring out how to use benefits like EBT (Electronic Benefit Transfer) to buy food. If you’re a Walmart shopper who also uses Instacart for delivery or pickup, you might be wondering: Does Walmart Accept EBT On Instacart? This essay will break down everything you need to know about using your EBT benefits with Walmart’s online services.
Does Walmart Accept EBT on Instacart? The Simple Answer
Yes, Walmart does accept EBT payments on Instacart in most locations. This is great news for EBT users who enjoy the convenience of Instacart! It means you can use your SNAP (Supplemental Nutrition Assistance Program) benefits to order groceries from Walmart through Instacart and have them delivered to your door or ready for pickup.
 
Setting Up Your Instacart Account for EBT
To use your EBT card on Instacart, you’ll need to make sure your account is set up correctly. First things first, you need to link your EBT card to your Instacart account. Think of it like adding your debit card or credit card information. You will also have to enter your billing and shipping information to complete the process.
Then, when you go to check out, you will have the ability to use your EBT card. Instacart will show you how much you can pay with your EBT card. This information will be displayed on the checkout screen. This includes all the food items you can purchase. It will not let you pay for non-eligible products.
It’s important to double-check that the items in your cart are EBT-eligible. Not everything at Walmart is covered by SNAP benefits. Usually, food items like fresh produce, meats, dairy products, and other groceries are covered. Things like alcohol, tobacco, and household supplies are usually not covered.
Remember that if your EBT balance isn’t enough to cover the entire order, you can use another form of payment, like a debit card or credit card, to cover the remaining balance. Instacart will usually split the payment between your EBT card and another card.
What Can You Buy With EBT on Instacart?
Knowing what you can and can’t buy with EBT is crucial. Generally, EBT covers the same items on Instacart as it does in the physical Walmart store. This includes a wide variety of food items, but there are some restrictions.
Here’s a breakdown of some common EBT-eligible items:
- Fruits and vegetables
- Meat, poultry, and fish
- Dairy products (milk, cheese, yogurt)
- Breads and cereals
- Snack foods (chips, cookies)
However, certain items are generally *not* eligible for EBT. These include:
- Alcoholic beverages
- Tobacco products
- Vitamins and supplements
- Prepared foods (unless part of a SNAP program)
It’s always a good idea to check the Instacart app or website during checkout. The app should clearly indicate which items are EBT-eligible. Instacart’s system is programmed to filter out non-eligible items when you select your EBT card.
Fees and Charges to Consider
While using EBT on Instacart is convenient, it’s important to be aware of potential fees that might apply. Keep in mind that these fees cannot be paid with your EBT card.
Instacart charges various fees for its services. These fees are generally charged to your other form of payment, like a credit or debit card. Delivery fees vary based on the delivery time and distance, and also the store.
You might also be charged a service fee. Service fees are calculated based on your order total. The service fee helps support the Instacart platform and its services.
Here is a quick summary of common fees you should expect:
- Delivery fees
- Service fees
- Optional tip for your shopper
Differences Between In-Store and Instacart EBT Usage
There are some differences between using EBT in a physical Walmart store and using it on Instacart. The biggest difference is the way you shop. In a store, you can browse the aisles and select items yourself. On Instacart, you browse online and have someone else shop for you.
With Instacart, you may not see all the exact items you would in the store. Availability can also vary. Sometimes, certain items might be out of stock. Your shopper will communicate with you about substitutions, but sometimes this is not possible. This is important to note when planning your shopping trip.
However, Instacart offers the convenience of home delivery or pickup, which can be a huge benefit. Also, Instacart has features such as being able to save shopping lists, compare prices, and access product details. They are also able to show you nutritional facts to make informed decisions about your food.
Here is a simple table to summarize the differences:
| Feature | In-Store EBT | Instacart EBT | 
|---|---|---|
| Shopping Experience | Browse in person | Browse online | 
| Delivery/Pickup | Immediate | Delivery or pickup available | 
| Item Availability | Potentially wider selection | Can vary, substitution options | 
Tips for a Smooth Instacart EBT Experience
To ensure a smooth experience when using EBT on Instacart, there are some helpful tips to keep in mind. The first thing is to make sure your EBT card is active and has enough funds to cover your purchase. You can check your balance through the EBT card’s website.
It’s also a good idea to plan your shopping list ahead of time. This will help you make sure you’re only selecting EBT-eligible items and avoid any surprises at checkout. Double-check that your payment information is current. This will prevent any unnecessary delays.
When you’re shopping, keep an eye out for special offers and discounts. Instacart often has promotions that can help you save money on your groceries. Many times you are able to find promo codes to use as well.
Lastly, be sure to review your order before submitting it. Make sure you have all of the items you need and that the payment method is correct. If you have any questions or run into any issues, you can contact Instacart customer support for assistance.
Dealing with Issues and Getting Help
Even with the best planning, sometimes things can go wrong. If you encounter problems while using EBT on Instacart, there are resources available to help. The first step is often to check Instacart’s help center. You can usually find answers to common questions, such as payment issues, order problems, and technical difficulties.
If you need more help, Instacart provides customer support through its app and website. You can usually reach support through chat or email. You will provide information like your order number and the problem you’re experiencing.
Also, make sure to check the Walmart website for customer support as well. You might be able to find some helpful details regarding issues relating to EBT, Instacart, and Walmart. You can also use this information to contact them for assistance.
Keep records of your orders and any communication you have with customer support. This can be helpful if you need to escalate an issue or provide documentation. Remember that you may need to contact the EBT service provider as well if there are issues with your card or benefits balance.
Conclusion
In conclusion, the answer to the question “Does Walmart Accept EBT On Instacart?” is a resounding yes! Using EBT on Instacart is a convenient way to get your groceries delivered or ready for pickup. By understanding the process, knowing what items are eligible, being aware of fees, and being prepared for potential issues, you can take advantage of this helpful service. Happy shopping!